Poverty is defined as a serious deprivation of basic needs of human beings. The absolute poverty, lack food, drinking water, safe sanitation, health, housing, education, the information is included as stated clearly and accurately UNO in 1995. If there is money, one can take it to mean that it would not there have deprivation without basic needs. Money is due to little or no in the end. And money is the panacea for these troubles just money. In (was 143 previous) 147 out of 174 poorest countries in the world, Bangladesh, is located in the development efforts of human beings. About 48% of the population lives under the poverty line. There is a widespread disparity of income. Income of the per capita US $ 370. It is acute sting of conscience for our nation that are struggling hard to stay alive a lot of people it is our.
I will be placed in the center of the same now poverty alleviation and global interests of our country. When is essential for development of sustainable 1992 Rio conference, urged the cooperation to be dependent on the people and all states in order to eradicate poverty. I am open funds of micro-credit that many international organizations and the United Nations Development Programme, such as the World Bank (UNDP) to help the poorest or increase. The Microcredit Summit was the first held in 1998, was committed to providing for the family's poorest billion world.
According to global policy Bangladesh, I believe poor people, is one of the tools of empowerment of poor especially women through micro-credit. Supply of fresh water generation of employment opportunities, development of infrastructure, such as marketing, etc., is a credit system, good hygiene, good health care system, and other methods to combat poverty and poverty alleviation substantially literacy population is essential to no less.
To increase the savings to help raise family income, micro-credit is used to enable the ownership and investment of 'bad'. In particular, it has increased the control of her family on financial and raised the status of women. It will be self-esteem and self-independence of her. I realize its importance, and set the "Foundation Palli Karma Shayak" lend to a creating a NGO for poverty alleviation of government in 1990. In addition, by providing logistics and other training, and support the expansion of the potential in a small NGO. By the government to provide loans in 1998, we launched the employment bank to create youth unemployment, self-employment for those who received education in particular. In addition, the Agricultural Bank, BRDB, cooperative banks, government agencies and departments are offering micro-credit. The Government has also considering to start the interest-free loan projects and village projects ideal for women. Funding, in 1998-1997 in 89 upazillas of 17 districts of the country mainly by the Asian Development Bank to improve the economic conditions of the people and the five-year plan PLDP (participatory Live Stock Development Project) of 182 crore was released. In addition, to increase the supply of milk and livestock, thus saving foreign currency. This began the old-age pension. All of these, it is an object of the present invention to alleviate poverty.
Government more. Efforts for poverty eradication in the shape of a safety net programs, including (1) new employment guarantee scheme (2008-9) for unemployment and poor remuneration of every day of TK. Family that does not have a land that has been introduced into the 2008-2007 100.00, work per lean period of 100 days), to (4) micro-credit for the unemployed of khas land (3) distribution prograamme, of poor family ( 2) food. If it is a measure of the effect should be noted, along with the reduction significant and important daily wage of interest rates of micro-credit and improving the wages of day-to-day, these underemployed and unemployed all gradually significantly the number of recipients It should be increased to include the. Then, the family that does not have more land, the problem has been seeded, in order to be alive than the living standards better than at least, to be their own lives, beneficiaries, sufficient land and inclusion I need. They received credit in the nominal interest rate of profit so that they need them badly, you need to get a taste of about 20% in the arena poorest of all of these, and it can not be because you want to repay the loan Te, they network is the reason was left out of the micro-credit NGO. For allowances and old-age allowance for the bankrupt with a physical disability, increased substantially, because they are not the only affected poverty, the amount of allowance per individual, contains the more and more it It is essential, they also, it is powerless.
Alongside the efforts of the government has lent a credit NGO over a thousand. Grameen Bank, founded 20 years ago without having to collateral mainly women, as employment bank, it offers credit. Mention, considering the number of clients that can be made in BRDB Grameen Bank, BRAC, ASA, and Proshika. Islamic bank, has introduced a rural development scheme for the fight against poverty. Efforts of non-governmental and government have achieved some success. However, it is carried out with respect to improvement of potential customers many many times of the containing many of the current borrower there are still many.
Micro-credit is not to be taken as a panacea. In my opinion, generation of job is the most important tool for the eradication of poverty. Since Bangladesh is an agricultural country, 74 percent of people working in us, is used in some kind of agricultural work, 26 percent of the rest, has been adopted in the work of non-agricultural. Small portion of farmers, can live a good decent way. However, the majority with some land I live hand-to-mouth. Most of the women of our village, and is used in agricultural work. However, the work done by them, the value is not monetization If you have not been paid. In addition, fare the worst job market of women's non-agricultural sector. Man is employed 95% of the work of management and administration. Stark income disparity exists. 26 percent of non-agricultural sector of the urban educated primarily, in response to the non-education, including skilled, semi-skilled and non-skilled. The number of unemployed is countless here. How you are out of work we still do not have a clear picture many of them. However, about 700,000 rupees (2009), we have the information about the employment of overseas more than Rs 230,000 by August 1998.
It is a muscle and torch of all those who strive for the good of his education. It is not possible to underestimate the dynamic role of literacy in poverty alleviation and economic development of any. Literacy rate our only is over38%,, (2009, about 50%) is deplorable. Literacy rate of women is 26% compared to 49% of men. For two thirds of them are illiterate, the state of most of them is the worst, the women and girls, must have a priority in the literacy program for us. Number of girls to start the education is low, the number of drop-out is much larger than that of boys. Less than 60% of enrolled children, and then complete the school education of five years. 90% ~ 85% of children who go to school are enrolled. Huge number of dropouts of illiterate adults and the number of school children outside is a failure for the progress and prosperity of the state, it is not possible to overcome almost human resource development, especially as this. NGO like some Proshika and BRAC is basic education, I have engaged in health and sanitation program. In order to complete the 5 grade and to attract children to go to school for the government to enroll successfully, measures for education, has been introduced into the food to hold the student. Non-governmental and government efforts and programs is not very important. Compared to the task of educating the vast illiterate adults, it is business literacy of those also, so.
Status of the health sector is not a better than education. This is the root and source of well-being activities for health development. It, for those who need it the most, at least some ironically. Public health department for the urban poor and rural areas is deplorable. The most hospitals, inappropriate in a sanitary manner and understaffed under, Medicare / family welfare center is equipped to lack of funds in rural areas in particular. Of the 4500 in the country, is without family welfare centers and 165 health union some. The medical assistant performs a three-quarters of the existing. We 5 have for nurses and people 18 doctors of 10,000 rupees. Annual expenditure of our health is 2 percent of GDP. 55% of Bangladesh does not have access to medical services. Many of the patient, you have to go India, Singapore, on the west side of other countries due to lack of expertise and facilities. You do not have access to health public health is still more than half of the households in our. Women and children is a victim of the worst malnutrition. 90% of children suffer from malnutrition. Mortality rate of mothers and children is alarming. Children of between 77 per thousand is 85 thousand people per die maternal mortality. 57 most of the year, life expectancy is nearly a quarter of us, but it is not expected to survive to age 40. Some NGO like BRAC would have set up a program active for Medicare of women and children. By starting the project several years ago, the government has to look forward to addressing the problem by setting a national health policy development committee in 1998.
Poverty alleviation is a difficult task and very complex. It is that the appropriate credit and minimum possible interest to reach the poor. Tenant requires a sufficient land to keep body and soul together. So also, it is a poor farmer. Land should be re-used. It is to ensure through cooperation facility a fair price, with the appropriate marketing of agricultural products. The jute growth, it should be useful through the invention of the various applications. Diversification of resources of income, is a must for small farmers poor land holder /. Food for education, must cover the poor children of all. Special care should be taken to increase the income of the parent. Uniforms, paper, pencil, others are efficient as planning of objects with insight, keep poverty in the view, organize to be available at no charge to students of elementary school, adjustment, and the necessary financial support shortest period of time should be essential for implementation to achieve literacy considerable. Free Medicare is to reach the poor in rural and urban areas of all the free medical power. It is that a considerable increase in foreign employment is made. At the top of all, it is possible to eradicate poverty endemic really our effort out of all is a must for the generation of employment for the development of economic, commercial and industrialized it.
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